Who This Is For:
VIPs who want to protect their trip and make smart insurance choices.
Why It Matters:
Travel insurance can save thousands if plans change, but not all policies are created equal.
What to Consider:
- Trip Cancellation: Covers lost costs if you can’t sail due to illness, emergencies, or covered reasons.
- Medical Coverage: U.S. health insurance usually doesn’t work at sea—make sure you’re covered for shipboard and foreign care.
- Evacuation: Look for policies covering emergency transport back to the U.S.
- Luggage Protection: For lost/delayed bags.
Comparison Tips:
- Compare cruise line insurance vs. third-party (Allianz, Travel Guard, etc.)
- Check for “Cancel for Any Reason” (CFAR) upgrades if you want max flexibility.
- Review coverage limits and exclusions—especially for pre-existing conditions.
VIP Pro Tip:
Buy insurance within 14 days of booking for best coverage (esp. pre-existing conditions).